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General Insurance Companies – “Still Growing amid Vulnerable Indonesian Economic Condition” is the precise sentence to illustrate general insurance industry in Indonesia. When many industries suffer from difficulties, general insurance industry has kept on experiencing positive trend in the last four years (2015-2018). In 2015 gross premium of general insurance in Indonesia amounted to Rp. 50.90 trillion soared to Rp. 68.69 trillion in 2018.
Based on a research of CDMI Consulting that the main motors of general insurance growth are property insurance and motor vehicle insurance. In 2018, both insurance segment provided premium contribution until 57.24% from total premium of general insurance in Indonesia so the competition in both segments were very tight in line with the numerous players.
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